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2. Kredit bank merupakan penyediaan dana berdasarkan kesepakatan antara bank dan debitur dimana debitur harus mengembalikan dana beserta bunga.
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Ilmu ekonomi mempelajari alokasi sumber daya yang terbatas untuk memenuhi kebutuhan manusia yang tak terbatas. Dokumen menjelaskan latar belakang masalah ekonomi elementary yaitu adanya sumber daya yang langka dan mempunyai penggunaan alternatif, serta kebutuhan manusia yang tak terbatas.
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Dokumen tersebut membahas tentang perkembangan teknologi khususnya Online banking di indonesia dan risiko yang ditimbulkannya seperti cyber crime.
Dokumen ini membahas liberalisme dan sosialisme sebagai ideologi yang berbeda pandangan tentang milik pribadi dan peran negara. Liberalisme menekankan kebebasan individu dan hak milik pribadi, sementara sosialisme lebih mementingkan kesejahteraan masyarakat secara kolektif dan membatasi milik pribadi.
Dokumen juga membahas upaya perlindungan hukum pemerintah termasuk penerapan konsep Raksam dan tanggung jawab spiritual dalam agama Hindu untuk melindungi nasabah lender.